Creating custom financial plans for you while building life long relationships.

Dream. Plan. Enjoy.

Our goal is to help people have a better life by promoting better life benefits. We promote and recommend strategies that we use in our own personal financial models. We are strictly referral based.  Our clients can testify that the benefits offered through TINFG are broad based and can be tailored to fit your individual needs as well as provide permanent benefits for you and your family.

Tim Ayers and Team

How We Help You

Our Process and Approach was built with you in mind.
Simple and Straightforward.

Getting Started

  • The TINFG team will work with you to define both your long and short term financial goals.
  • Our time spent with you is 100% focused on you and your life.
  • Our goal is to create a life long relationship with both you and your family. We will work together to monitor your goals as they evolve throughout the course of your lifetime.

Evaluate & Plan

  • We will investigate and organize your current financial picture based on your current positions and the information you share with our team.
  • We want to work together to educate you on how your current plan will play out over the three phases of your financial life: wealth accumulation, wealth distribution and wealth conservation.
  • We develop your financial model and The Living Balance Sheet® website which tracks your overall financial plan 24 hours a day.

Planning Goals

  • Build your wealth and income potential over your lifetime above and beyond your current financial plan.
  • We want to minimize your current plans risk and income taxes now and into the future.
  • Build protection against any wealth eroding factors inherent in our society, such as death, disability, lawsuits, taxes, inflation, planned obsolescence and technological advancements.

Built for You

Our COMPANY and APPROACH was built for YOU.
We WIN when we help you have a BETTER LIFE.

of Wealth:


Wealth Accumulation

This is the pre-retirement phase when people are using their income to save for current and future events, eg retirement or college.

This period of your life lasts until the day you stop working.

We can help you safeguard against any unknowns that could hinder your ability to someday retire and build your wealth potential.

Wealth Distribution

This is the retirement phase.

Typically, this is when people want to stop working and start living off their nest egg.

Two major concerns during this phase of life are health and running out of money.

Working together and with proper planning our team can have you ready to enjoy your retirement!

Wealth Conservation

This is the legacy phase.

The major concerns for most people are taxes and how to efficiently and effectively pass on wealth to family, charity and future generations.

We would love the opportunity to help you design a plan that reduces taxes and distributes your wealth accordingly.


Living Confidently

Living Confidently®

Living Confidently® empowers you to learn more about financial concepts, take ownership of your decision-making, and prepare for the future. We seek to be your go-to educational resource for the tools you need to achieve a state of financial and emotional well-being.

The Living Balance Sheet®

It’s not easy to keep track of your finances using statements, paperwork, and multiple websites. There is a simpler and more efficient way to see what you own. It’s called The Living Balance Sheet®. We offer this software to all of our clients, at no cost to you, in order to reach a common goal.

The Whole Story of Whole Life

Whole life is a versatile financial instrument devised for the protection of families and businesses, while helping to create and enhance wealth. To appreciate the great value of this type of life insurance protection, one needs to explore how it works, its uses, its benefits, and its flexibility.

Client Resources



Helping everyday people have better lifelong benefits.

Ready to get started?

Are you ready to start a better
life with TINFG?

Sign Up to Apply

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