Creating custom financial plans for you while building life long relationships.
Our goal is to help people have a better life by promoting better life benefits. We promote and recommend strategies that we use in our own personal financial models. We are strictly referral based. Our clients can testify that the benefits offered through TINFG are broad based and can be tailored to fit your individual needs as well as provide permanent benefits for you and your family.
How We Help You
Getting Started
- The TINFG team will work with you to define both your long and short term financial goals.
- Our time spent with you is 100% focused on you and your life.
- Our goal is to create a life long relationship with both you and your family. We will work together to monitor your goals as they evolve throughout the course of your lifetime.
Evaluate & Plan
- We will investigate and organize your current financial picture based on your current positions and the information you share with our team.
- We want to work together to educate you on how your current plan will play out over the three phases of your financial life: wealth accumulation, wealth distribution and wealth conservation.
- We develop your financial model and The Living Balance Sheet® website which tracks your overall financial plan 24 hours a day.
Planning Goals
- Build your wealth and income potential over your lifetime above and beyond your current financial plan.
- We want to minimize your current plans risk and income taxes now and into the future.
- Build protection against any wealth eroding factors inherent in our society, such as death, disability, lawsuits, taxes, inflation, planned obsolescence and technological advancements.
Built for You
We WIN when we help you have a BETTER LIFE.
Protection
- We help our clients build moats around their castles.
- As a company it is our intention to make sure that you have proper protection in place. Death, disability, lawsuits, taxes, and inflation are a few of the wealth eroding factors that we want to help you protect against.
- Our primary goal is to first make sure that no person, place or event can come in and steal your wealth before concentrating on growing and investing your money, which we understand receives most of the attention in today’s marketplace.
Balance
- Financial harmony occurs when all of your asset classes are working together.
- An effective financial plan must have exposure to a variety of asset classes to realize most clients financial goals.
- As a company we believe that insurance and investments must work together as key components in order to create a balanced financial plan.
Coordination
- As consumers we have many financial choices to make everyday; this can ultimately lead to financial paralysis.
- Our mission is to coordinate and integrate all of the ideas you share with us into one easy to understand financial model.
- In placing your current financial picture onto one easy to understand model we will help you create a coordinated plan that can stand the test of time through all three phases of your financial life; wealth accumulation, wealth distribution and wealth conversation.
Phases
of Wealth:
Your MONEY has a LIFELINE
Wealth Accumulation
This is the pre-retirement phase when people are using their income to save for current and future events, eg retirement or college.
This period of your life lasts until the day you stop working.
Wealth Distribution
This is the retirement phase.
Typically, this is when people want to stop working and start living off their nest egg.
Two major concerns during this phase of life are health and running out of money.
Wealth Conservation
This is the legacy phase.
The major concerns for most people are taxes and how to efficiently and effectively pass on wealth to family, charity and future generations.
We would love the opportunity to help you design a plan that reduces taxes and distributes your wealth accordingly.
GET HELP WITH OUR TOOLS & RESOURCES
Living Confidently®
Living Confidently® empowers you to learn more about financial concepts, take ownership of your decision-making, and prepare for the future. We seek to be your go-to educational resource for the tools you need to achieve a state of financial and emotional well-being.
The Living Balance Sheet®
It’s not easy to keep track of your finances using statements, paperwork, and multiple websites. There is a simpler and more efficient way to see what you own. It’s called The Living Balance Sheet®. We offer this software to all of our clients, at no cost to you, in order to reach a common goal.
The Whole Story of Whole Life
Whole life is a versatile financial instrument devised for the protection of families and businesses, while helping to create and enhance wealth. To appreciate the great value of this type of life insurance protection, one needs to explore how it works, its uses, its benefits, and its flexibility.
Client Resources
Contact Us
NCAP
NATIONAL CASH ACCUMULATION PROJECT
Helping everyday people have better lifelong benefits.
Welcome
The National Cash Accumulation Project was built to help everyday people have better lifelong benefits. We partner with companies and individuals to help spread our project’s message. We use our proprietary online technology and applications to help you access these plans. By contributing as low as $50 per week you can get started today.
- Learn how you can benefit from a guaranteed cash value, a guaranteed death benefit and a guaranteed level premium
View Guarantees - Learn more about our partners
Backed By Guardian - Learn how dividends can grow your financial picture
2020 Dividends - Is your savings at risk without disability protection?
Waiver of Premium - Position life insurance as an asset class
LIAC - Our partner’s financial strength
Strength - Partner with a mutual company
Mutuality - Check your financial plan 24 hours a day
Living Balance Sheet - How can better life benefits help you?
Living Benefits - Learn how this plan will affect your whole life
The Whole Story of Whole Life
Motivation
The NCAP was born to solve a major problem that I have uncovered while working in the life insurance business over the last 15 years. I have been asked numerous times “If this is so good why doesn’t everybody do it?”. Meaning why doesn’t everybody buy into the benefits of permanent life insurance and/or cash value whole life insurance?
Tim Ayers
Why is it that everyday people don’t get approached about buying permanent life insurance?
- 87% of people who choose a career selling life insurance wind up leaving the business full time after five years. That means that the 13% who remain in the business after five years have found a way to prospect and sell life insurance in a higher income demographic. There is only so much time in an agent’s day, almost making it impossible to see the large number of people a week necessary to make a living selling lower premium plans.
- This means that everyday people rarely get prospected by experienced agents who are equipped to educate them on how to make good long term life insurance choices.
Why do people end up buying term life insurance?
- When everyday people search the internet for “life insurance” or “how to buy life insurance” that’s when they are targeted by the most profitable product for a life insurance company: Term Life Insurance.
- The insurance companies spend BIG money to help you see the “benefits” of term life insurance in their advertising. Most consumers are unaware that 99% of all term policies never pay a death claim before the term expires, making it super profitable for the insurance company.
- People are led to believe that term life insurance is for the lower and middle class and permanent life insurance and/or cash value life insurance is for the rich and wealthy. This could not be further from the truth.
- The NCAP helps everyday people have better lifelong benefits. Using our proprietary online technology and online application process we are able to offer The NCAP to millions of American families starting at $50 per week.
Partners
The Project spreads its message by partnering with companies and individuals using a common team model. Our dream is to help everyday people have better lifelong benefits.
How do I partner with The NCAP?
- You have to participate in the Project personally
- Have a desire to help everyday people have better lifelong benefits
- Build camaraderie with a National Team that has been in business since 1858
- A desire to create passive income and create personal financial freedom
- There is no hierarchy within our team, we are all partners in spreading our message
- For companies offering The NCAP to their employees we offer a profit sharing agreement
- No cost except email
Contact Us
Ready to get started?
Are you ready to start a better
life with TINFG?
